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Build Your Dream Retreat at 215 SE 3rd St, Palatka FL

Nearly half an acre residential land in Georgetown Cove with private boat ramp access to St. Johns River and Lake George.

$20,000

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MLS #A11840816

Listing Updated: 2026-07-13 18:35:23

Listed By: Keller Williams Capital Realty

Overview

Located at 215 SE 3rd St in Palatka, FL, this .46-acre residential lot in the tranquil Georgetown Cove community offers a unique opportunity to build a personalized getaway or permanent home. The property provides exclusive access to a private boat ramp, connecting directly to the St. Johns River and Lake George, ideal for boating, fishing, and outdoor activities. Surrounded by natural beauty and mature trees, this lot combines privacy with convenient water access, making it a versatile site for those seeking a peaceful lifestyle near nature.

Property Highlights

• .46-acre residential lot in Georgetown Cove • Private community boat ramp access • Direct access to St. Johns River and Lake George • Secluded natural setting with mature trees • Ideal for building a weekend retreat or permanent home

Property Details

City: Palatka

State: FL

Zip Code: 32129

Address: 215 SE 3RD ST, Palatka FL 32129

Year Built:

Property Type: Land/Boat Docks

Property Sub Type: Residential

Listing Office Name: Keller Williams Capital Realty

County: Putnam County

Garage Spaces:

Parking Features:

Interior Features:

Exterior Features:

Waterfront: No

Pool: No

HOA Fee: $0

Annual Tax: $88

Days On Market: 326 Days

Original Listing Description

Build Your Dream Getaway in Georgetown Cove!Welcome to 215 SE 3rd St, Georgetown, FL 32139 — a fantastic opportunity to own nearly half an acre (.46 acres) in the peaceful community of Georgetown Cove. Whether you’re looking to build a weekend retreat or your forever home, this spacious lot offers plenty of room and potential.Enjoy exclusive access to the private community boat ramp, giving you direct access to the St. Johns River and Lake George — perfect for boating, fishing, and enjoying nature. Surrounded by trees and natural beauty, this lot offers both seclusion and access to outdoor adventure.Don't miss your chance to own a slice of Old Florida charm with water access and endless possibilities!

Property Location

Explore the surrounding area, nearby amenities, and neighborhood access for this property.

215 SE 3RD ST, Palatka FL 32129

About This Neighborhood

Georgetown Cove is a quiet residential community known for its natural surroundings and access to waterways. Residents enjoy a peaceful environment with mature trees and easy access to the St. Johns River and Lake George. The neighborhood offers a blend of privacy and outdoor lifestyle opportunities, appealing to those who appreciate nature and water-based activities.

Walkability & Lifestyle

Georgetown Cove offers a tranquil setting with limited commercial development nearby, emphasizing natural surroundings over urban walkability. Residents benefit from easy access to water-based activities and outdoor recreation, though daily errands may require driving to nearby Palatka amenities and services.

Things To Do Nearby

The location provides excellent opportunities for boating, fishing, and nature exploration along the St. Johns River and Lake George. Nearby parks and outdoor spaces support hiking and wildlife viewing. The community's private boat ramp enhances access to water sports and leisurely river cruises, appealing to those who enjoy an active outdoor lifestyle.

Nearby Schools

Palatka offers access to several public and private schools within reasonable distance, providing educational options for families considering residential development. The community's location supports convenient travel to nearby schools, making it suitable for those planning long-term residence with schooling needs.

Why Buyers Like This Area

Buyers appreciate this property for its combination of privacy, natural beauty, and exclusive water access. The nearly half-acre size allows for flexible building options, while the private boat ramp offers direct entry to prominent waterways. This blend of features makes the lot attractive to those seeking a peaceful retreat or a custom home site with recreational advantages.

Investment Potential

This nearly half-acre lot in Georgetown Cove presents a promising opportunity for buyers interested in waterfront living and outdoor recreation. The private boat ramp access to St. Johns River and Lake George enhances the property's appeal for boating and fishing enthusiasts. While the land is currently undeveloped, its location in a peaceful community with water access may attract future interest from those seeking a serene retreat or custom home site.

Market Trends

The Palatka area has seen steady interest in residential land, especially parcels offering waterfront or water access features. Properties like this lot in Georgetown Cove attract buyers looking for a combination of privacy, natural beauty, and recreational amenities. The availability of nearly half-acre lots with boat ramp access is relatively limited, contributing to ongoing buyer demand in this segment.

Rental Income Potential

While this property is land only and not currently developed for rental, its location with private boat ramp access could appeal to future buyers interested in seasonal or vacation rentals. The area's recreational opportunities and proximity to waterways may generate tenant interest when improvements are made, although income potential should be evaluated carefully based on local market conditions.