Home » Properties » 19550 SW 103rd Ct # 5, Cutler Bay FL 33157

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Charming 2BD Townhouse in Cutler Bay with Extra Room

Spacious 2-bedroom, 3-bath townhouse with versatile extra room, included insurance, and low HOA in Cutler Bay, FL.

$359,500

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MLS #A11851039

Listing Updated: 2026-07-17 00:41:44

Listed By: The Keyes Company

Overview

This well-maintained townhouse in Cutler Bay offers 2 bedrooms, 3 full bathrooms, and an additional versatile room on the first floor ideal for a home office or guest space. Built in 2000, the property features a first-floor entry, pantry, and den/library/office space, providing both comfort and functionality. The low HOA fee includes homeowners insurance, helping to reduce monthly costs. Located east of US1, the community is close to shopping, dining, schools, and major highways, making it a convenient choice for buyers seeking a move-in ready home with practical living spaces.

Property Highlights

2 bedrooms, 3 bathrooms, extra versatile room, first-floor entry, pantry, included homeowners insurance, low HOA fee, no garage but parking for 2+ cars, built in 2000, located east of US1 in Cutler Bay.

Property Details

City: Cutler Bay

State: FL

Zip Code: 33157

Address: 19550 SW 103rd Ct # 5, Cutler Bay FL 33157

Year Built: 2000

Property Type: Residential

Property Sub Type: Townhouse

Listing Office Name: The Keyes Company

County: Miami-Dade County

Garage Spaces: 0

Parking Features: 2 Or More Spaces, No Rv/Boats, No Trucks/Trailers

Interior Features: First Floor Entry, Pantry, Den/Library/Office, Other

Exterior Features: East Of Us1

Waterfront: No

Pool: No

HOA Fee: $300

Annual Tax: $1,340

Days On Market: 309 Days

Original Listing Description

Reduced! Reduced! Beautiful 2BD/3BA Townhouse with extra Room & insurance included, Move-in ready. Welcome to this charming and spacious townhouse featuring 2 bedrooms a 3 full bathrooms, and versatile extra room in the first floor perfect for a home office, den, or guess space. This home offers comfort and functionality, and a peace of mind with homeowners insurance included in the low HOA fee helping you save significantly on your monthly mortgage payment. Located in a well-maintained community, close to shopping, dining, schools and major highways. Don't miss this opportunity affordable, secure and full of potential!

Property Location

Explore the surrounding area, nearby amenities, and neighborhood access for this property.

19550 SW 103rd Ct # 5, Cutler Bay FL 33157

About This Neighborhood

Cutler Bay is a suburban community offering a blend of residential comfort and convenient access to urban amenities. The neighborhood benefits from proximity to shopping centers, dining options, and schools, making it suitable for families and professionals alike. Its location east of US1 provides easy connections to major highways, facilitating commutes to Miami and surrounding areas. The community maintains a well-kept environment, contributing to an overall pleasant living experience.

Walkability & Lifestyle

The townhouse is situated within a community that offers walkable access to shopping centers, dining establishments, and local services. Residents can enjoy nearby parks and recreational areas, contributing to an active lifestyle. The location east of US1 also provides straightforward routes to waterfront areas and beaches, enhancing daily living options.

Things To Do Nearby

Cutler Bay residents benefit from a variety of nearby activities including waterfront parks, boating opportunities, and local dining. The community is close to cultural attractions and entertainment venues in the Miami metropolitan area. Outdoor enthusiasts can enjoy golf courses, marinas, and beach access within a short drive.

Nearby Schools

Cutler Bay offers access to a range of public and private schools, providing educational options for families in the area. The community’s proximity to schools enhances convenience for residents, reducing commute times for students. This accessibility is a valued aspect for buyers prioritizing education in their home search.

Why Buyers Like This Area

Buyers appreciate this Cutler Bay townhouse for its practical layout, extra versatile room, and included homeowners insurance that helps manage costs. The neighborhood’s convenient location near major highways, shopping, and schools adds to its appeal. It suits those seeking a move-in ready home with functional spaces in a well-maintained community.

Investment Potential

This Cutler Bay townhouse presents a practical option for buyers looking for a comfortable residence with low monthly expenses, thanks to the inclusion of homeowners insurance in the HOA fee. Its location near shopping, dining, and major highways adds to its appeal for potential tenants or future resale. The versatile extra room enhances usability, making it attractive for a variety of lifestyles. While not a guaranteed income property, its features and location support steady demand in the local rental market.

Market Trends

The Cutler Bay real estate market remains steady with consistent interest from buyers seeking affordable homes near Miami. Townhouses like this one attract those looking for manageable maintenance and functional living spaces. Inventory levels reflect a balanced market, offering options without excessive competition. The area's accessibility and community amenities continue to support buyer demand over time.

Rental Income Potential

Properties in Cutler Bay often attract tenants seeking convenient access to Miami and local amenities. This townhouse’s extra room and included insurance in the HOA fee can be appealing factors for renters. Seasonal demand may fluctuate, but the location near schools and shopping supports year-round interest. While rental income is not guaranteed, the property’s features and community setting contribute positively to its rental appeal.