Home » Properties » 12904 Banyan Rd, North Miami FL 33181

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Waterfront Estate with Yacht Docks in North Miami

Rare 5-bed, 5-bath waterfront home in gated Keystone Point with 2 docks, pool, and remodeled interiors on a large corner lot.

$4,999,000

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MLS #A11722549

Listing Updated: 2026-07-12 06:42:31

Listed By: Miami Waterfront Realty

Overview

This exceptional waterfront estate in North Miami’s gated Keystone Point community offers 3,908 sqft of refined living space on a 15,504 sqft corner lot. Built in 1961, the residence features five bedrooms and five bathrooms, including a spacious primary suite with an expansive en-suite bath. The home’s interior boasts newer white porcelain floors, built-in closets, and French doors in every room that open to the pool area, creating a seamless indoor-outdoor flow. The large open kitchen is bright and inviting, perfect for entertaining. Outside, the resort-style backyard includes a pool, covered outdoor kitchen, and expansive patio decks. Two docks totaling 250 feet accommodate yachts over 100 feet, with direct ocean access and no fixed bridges. Additional amenities include a two-car garage, electric gate, and upgraded seawall, making this a unique waterfront opportunity.

Property Highlights

5 bedrooms, 5 bathrooms, 3908 sqft living area, 2 yacht docks with deep-water canal access, remodeled baths, pool, outdoor kitchen, 2-car garage, gated community, 15,504 sqft corner lot.

Property Details

City: North Miami

State: FL

Zip Code: 33181

Address: 12904 Banyan Rd, North Miami FL 33181

Year Built: 1961

Property Type: Residential

Property Sub Type: Single Family Residence

Listing Office Name: Miami Waterfront Realty

County: Miami-Dade County

Garage Spaces: 2

Parking Features: Driveway

Interior Features: First Floor Entry, Family Room, Florida Room

Exterior Features: Barbeque

Waterfront: Yes

Pool: No

HOA Fee: $0

Annual Tax: $71,170

Days On Market: 493 Days

Original Listing Description

Bring your super yachts! This rare waterfront estate in Gated Keystone Point sits on a 15,504 SF corner lot with 250 FT on the water. Two docks (136 FT & 114 FT) provide room for two 100+ FT yachts in a deep-water canal w/ direct ocean access & no fixed bridges. This spacious 4BD/5BA home features newer white porcelain floors, large primary suite w/ expansive en-suite bath & French doors in every room opening to the pool for seamless indoor-outdoor living. Move-in ready w/ remodeled baths, built-in closets. Large bright and light open kitchen. Resort-style backyard boasts a pool, large patio decks, & covered outdoor kitchen. Seawall upgraded w/ batter piles & new cap, plus a new dock—a boater’s dream! electric gate, 2-car garage, prime location. A True one-of-a-kind waterfront opportunity!

Property Location

Explore the surrounding area, nearby amenities, and neighborhood access for this property.

12904 Banyan Rd, North Miami FL 33181

About This Neighborhood

Keystone Point is a prestigious gated community in North Miami known for its waterfront properties and private docks. The neighborhood offers a tranquil yet accessible lifestyle, with proximity to major highways, shopping centers, and recreational amenities. Residents enjoy a blend of privacy and convenience, with easy access to the Atlantic Ocean through deep-water canals. The area attracts boating enthusiasts and families seeking a secure, upscale environment with a strong community feel.

Walkability & Lifestyle

Keystone Point residents enjoy proximity to waterfront parks, marinas, and local dining options. The neighborhood supports an active lifestyle with easy access to boating facilities and outdoor recreational areas. Nearby shopping centers and restaurants provide daily conveniences within a short drive, while the community’s peaceful streets encourage walking and outdoor enjoyment.

Things To Do Nearby

North Miami offers a variety of activities including boating, fishing, and beach outings, all easily accessible from Keystone Point. Residents can enjoy waterfront dining, cultural attractions, and nearby golf courses. The community’s location allows quick access to Miami’s vibrant entertainment and nightlife scenes, as well as outdoor pursuits such as parks and marinas.

Nearby Schools

North Miami offers access to a variety of public and private schools, providing educational options for families residing in Keystone Point. The community’s location ensures convenient commutes to nearby schools, supporting a balanced lifestyle for residents. Families benefit from the area's school choices combined with the neighborhood’s secure and comfortable environment.

Why Buyers Like This Area

Buyers appreciate Keystone Point for its exclusive waterfront lifestyle, privacy, and direct ocean access. The gated community provides security and a sense of community, while the property’s large lot and yacht docks appeal to boating enthusiasts. The combination of spacious interiors, remodeled features, and resort-style outdoor spaces meets the needs of families and individuals seeking a premium coastal home.

Investment Potential

This waterfront estate in North Miami’s gated Keystone Point offers a distinctive property for those interested in premium residential real estate. The ability to dock large yachts with direct ocean access enhances its appeal to boating enthusiasts and luxury home seekers. The spacious layout and resort-style backyard contribute to its desirability, attracting tenants or buyers looking for a high-quality waterfront lifestyle. While market conditions vary, properties with unique waterfront features like this typically maintain strong interest due to their rarity and location advantages.

Market Trends

The North Miami real estate market continues to attract buyers seeking waterfront homes with unique amenities. Demand for properties in gated communities like Keystone Point remains steady, driven by limited inventory and the appeal of direct ocean access. Buyers value homes that combine spacious living areas with outdoor entertaining spaces and private docks. While prices reflect the premium nature of these properties, the market shows consistent interest from luxury home buyers and those relocating to South Florida’s coastal neighborhoods.

Rental Income Potential

Properties with extensive waterfront access and private docks in North Miami are appealing to renters interested in seasonal or long-term leases, especially those with boating lifestyles. The combination of spacious interiors, resort-style outdoor amenities, and a secure gated community enhances tenant interest. While rental income can fluctuate with market conditions and seasonality, homes like this often attract high-quality tenants seeking a premium living experience near the ocean.