Home » Properties » 120 Coco Plum Rd S, Key Largo FL 33037

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Charming Waterfront Home in Key Largo with Spacious Living

Discover this 3-bedroom, 2.5-bath waterfront home on nearly 2 acres in Key Largo, featuring an open kitchen, covered courtyard, and ocean access.

$1,895,000

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Florida Local Time --:--

MLS #A11770606

Listing Updated: 2026-06-27 12:28:24

Listed By: American Caribbean Real Estate

Overview

Located at 120 Coco Plum Rd S in Key Largo, this waterfront single-family residence offers 2556 sqft of comfortable living space. Built in 1997, the home features three bedrooms and two and a half bathrooms, designed with an open-concept layout that emphasizes natural light and seamless indoor-outdoor flow. The spacious kitchen includes a large island ideal for gatherings, while the covered center courtyard creates a tranquil outdoor retreat. The property sits on nearly two acres of lush tropical landscaping and provides direct access to the Atlantic Ocean. Additional amenities include a one-car garage with an electric vehicle charging station and a circular driveway with porte-cochere, accommodating recreational vehicles and guest parking.

Property Highlights

Waterfront location with Atlantic Ocean access, 3 bedrooms, 2.5 bathrooms, open-concept design, large kitchen island, covered courtyard, nearly 2 acres of tropical landscaping, 1-car garage with EV charging, circular driveway with porte-cochere.

Property Details

City: Key Largo

State: FL

Zip Code: 33037

Address: 120 Coco Plum Rd S, Key Largo FL 33037

Year Built: 1997

Property Type: Residential

Property Sub Type: Single Family Residence

Listing Office Name: American Caribbean Real Estate

County: Monroe County

Garage Spaces: 1

Parking Features: Circular Driveway, Electric Vehicle Charging Station(s)

Interior Features: Entrance Foyer, Walk-In Closet(s), Other, Utility Room/Laundry

Exterior Features: Room For Pool

Waterfront: Yes

Pool: No

HOA Fee: $0

Annual Tax: $6,469

Days On Market: 437 Days

Original Listing Description

120 Coco Plum Drive is an enchanting Key Largo waterfront home situated on nearly 2 acres of tropical landscaping. Its charming layout provides ample space for your family and guests. Inside this 3-bedroom, 2.5-bathroom home, you'll enjoy the airy, open-concept design, which features clean lines and light-filled spaces, seamlessly blending indoor comfort with a large, covered center courtyard leading to an outdoor sanctuary. At the heart of the home is an open kitchen with a spacious island that serves as a focal point for entertaining and casual family gatherings. You will find room for all your recreational toys and convenient car charging in the garage and porte-cochere. Stepping outside to the backyard, you'll find a tropical waterfront setting with access to the Atlantic Ocean.

Property Location

Explore the surrounding area, nearby amenities, and neighborhood access for this property.

120 Coco Plum Rd S, Key Largo FL 33037

About This Neighborhood

Situated in the scenic Key Largo area, this home benefits from a tranquil, tropical environment with easy access to the Atlantic Ocean. The neighborhood is known for its natural beauty and outdoor recreational opportunities, including boating, fishing, and water sports. Residents enjoy a peaceful lifestyle while remaining connected to nearby conveniences and community amenities, making it an appealing location for families and individuals seeking a coastal retreat.

Walkability & Lifestyle

The property’s location in Key Largo offers a blend of serene waterfront living and accessibility to local amenities. Residents can enjoy nearby dining options, shopping centers, and recreational facilities. The proximity to beaches and marinas enhances outdoor lifestyle opportunities. While the area is more car-oriented, key destinations are within a short drive, supporting a balanced daily routine between leisure and convenience.

Things To Do Nearby

Key Largo is renowned for its outdoor and waterfront activities, including boating, fishing, diving, and exploring the nearby coral reefs. Residents and visitors can enjoy local restaurants offering fresh seafood, waterfront parks, and cultural events. The area’s natural beauty provides ample opportunities for hiking, kayaking, and enjoying sunsets over the Atlantic, making it a vibrant destination for active lifestyles.

Nearby Schools

Key Largo offers access to a variety of educational institutions within reasonable distances. Families residing in this area benefit from convenient school options that serve the community, providing quality education opportunities. The neighborhood's residential setting supports a family-friendly environment with schools accessible by car, contributing to daily convenience for parents and students alike.

Why Buyers Like This Area

Buyers appreciate this Key Largo home for its spacious layout, waterfront access, and the privacy afforded by nearly two acres of tropical landscaping. The open design and covered courtyard offer a seamless indoor-outdoor living experience. Its location provides a peaceful retreat while maintaining proximity to essential services and recreational amenities. The inclusion of modern conveniences like an electric vehicle charging station adds to its appeal for contemporary homeowners.

Investment Potential

This Key Largo waterfront home offers strong appeal due to its desirable location and spacious layout. The nearly 2-acre lot provides privacy and potential for customization, such as adding a pool. Its direct access to the Atlantic Ocean enhances its attractiveness for seasonal renters or vacationers seeking a coastal lifestyle. The combination of indoor-outdoor living spaces and modern amenities supports a wide range of uses, making it a versatile property for buyers interested in Florida’s waterfront market.

Market Trends

The Key Largo real estate market continues to attract buyers looking for waterfront properties with ample space and privacy. Demand remains steady due to the area's unique combination of natural beauty and accessibility to urban centers. Properties with direct ocean access and large lots are particularly sought after, reflecting a preference for homes that offer both lifestyle and comfort. Inventory levels support a balanced market, providing opportunities for buyers to find distinctive homes in this desirable Florida locale.

Rental Income Potential

Given its waterfront location and spacious design, this property holds potential appeal for seasonal rental markets. Key Largo attracts visitors year-round, especially those interested in coastal activities and a relaxed lifestyle. The home's layout and amenities support comfortable short-term stays, which may draw tenant interest during peak seasons. While rental income can vary, the property's features and location contribute positively to its rental desirability.